US tariffs are a concern for all Canadians—and companies on both sides of the border stand to lose out. But investors shouldn’t necessarily head for the exits, according to Benjamin Croitoru, an associate professor of finance at McGill Desautels. “Emotion is a bad financial advisor,” Croitoru told Radio-Canada. “It’s a time of great uncertainty, but also a good time to think about how internationally diversified your portfolio is. You don’t want to have all your eggs in one basket.”
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Published on: 27 Mar 2025
The impact of time in finance is decisive, says Benjamin Croitoru, Academic Director of the McGill Personal Finance Essentials course. But people don’t realize how small decisions can make all the difference over time. Getting the timing right when you’re buying or selling stocks is one way that time plays an important role in long-term financial growth.
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Published on: 29 Nov 2024
Post-secondary students are at the cusp of earning professional incomes, making it important for them to begin developing good financial habits, says Benjamin Croitoru on a podcast with Moolala. Croitoru is an Associate Professor of Finance and the Academic Director of the McGill Personal Finance Essentials, a free, online course offered in collaboration with RBC Future Launch and The Globe and Mail.
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Published on: 22 Oct 2024
Widespread access to higher education is a relatively recent phenomenon. People in Quebec only started attending university in significant numbers in the 1960s. And Quebec’s highly educated workforce has yielded dividends, writes Nicolas Bérubé in La Presse. In 2021, the median household income was up 26% from ten years before. It’s a golden age for earners in Quebec, and with more income comes more money management responsibility. McGill’s free, online Personal Finance Essentials course can help people learn more about managing their money.
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Published on: 3 Apr 2024
The McGill Personal Finance Essentials (MPFE) course helps prepare young Canadians for life, Benjamin Croitoru tells Jessica Moorhouse on the More Money Podcast. Personal finance should be taught in high school, or maybe even junior high, he posits. Finance can seem intimidating to the uninitiated, but personal finance isn’t as complicated as the world of high finance.
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Published on: 14 Mar 2024
In a recent video interview with 24 heures, Benjamin Croitoru, Associate Professor of Finance and Associate Dean of Undergraduate Programs at McGill Desautels, shared valuable insights on navigating financial challenges amidst the economic uncertainties of 2024. Addressing the impact of high inflation and the looming possibility of a recession, Croitoru underscored the importance of avoiding common financial pitfalls.
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Published on: 19 Jan 2024
By improving your financial literacy, you can make the most of your money, writes MoneySense Executive Editor Lisa Hannam. The guidance of experts is a good place to start, and the digital magazine and financial media website places the McGill Personal Financial Essentials (MPFE) course on its list of the best free personal finance resources available to Canadians. Offered by McGill in collaboration with The Globe and Mail and RBC Future Launch, the course covers a wide range of topics, each taught by McGill Desautels professors.
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Published on: 27 Sep 2023
US News & World Report named the McGill Personal Finance Essentials Course as one of its top 12 free online personal finance courses. It’s the only Canadian university course to make the list, and the magazine notes that while the course focuses on tax rules in the Canadian, the personal finance essentials it teaches are of universal value.
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Published on: 4 Apr 2023
Tax season is here. In Canada, the RRSP contribution deadline was March 1, and while putting money into a RRSP account can help reduce their tax bill for the year, it’s not the ideal option for everyone. The McGill Personal Financial Essentials course helps people in such situations understand which financial instruments are best suited to their own circumstances. It’s a free online course that is delivered in six modules, and open to all. “The McGill Personal Financial Essentials course assumes no pre-existing knowledge,” said Prof.
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Published on: 7 Mar 2023
Human instinct is not well-suited to making wise investments, says Prof. Benjamin Croitoru in an interview with Global News. Fear of missing out is just one example of this. Following the crowd can lead to bad investments, and the crash of cryptocurrency values in 2022 is only the latest example of this. McGill’s Personal Finance Essentials helps people understand investing – and the common mistakes that people make managing their money.
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Published on: 6 Jan 2023
