Frequently Asked Questions

I am a Canadian resident and have a provincial health care card. Why is “health insurance” charged on my Minerva account?

For Canadian residents, provincial health care cards cover primary health services like hospitals, public clinics and doctor’s visits. Provincial/territory health care often does not cover ambulance services, dental, eye doctor visits, prescriptions, etc. Most people have additional insurance to cover these, and at McGill, members of SSMU and PGSS are automatically enrolled in the health/dental insurance plans of these associations. For more information on your plan,visit

What does my supplemental insurance cover?

If you are covered under the McGill plan (SSMU or PGSS), please visit to learn the details of your coverage.

What type of health care coverage do I need as an International student?

For all information concerning health coverage for International students, please visit this website.