ISS is available virtually and in-person Mondays-Fridays during business hours.
Am I covered by IHI while travelling?
| Purpose and Duration of Travel | Outside of Canada 1 | Outside of Quebec in Canada |
|---|---|---|
| Leisure: 4 consecutive weeks or less per trip | Yes, emergency medical expenses and hospitalizations.3 | Yes, for all services specified in the Medavie Blue Cross contract.5 |
| Country of origin4 and/or Leisure trip more than 4 consecutive weeks per trip | Limited, hospitalizations only.2 | Yes, for all services specified in the Medavie Blue Cross contract.5 |
| Study Away Program: Any Duration | Yes, if you complete a request for extended International Health Insurance (outside of Canada). | Yes, if you complete a request for extended International Health Insurance (outside Quebec in Canada). |
*If you have a medical emergency or need assistance while travelling (excluding your country of origin), call CanAssistance
Canada and US: 1-866-491-7726 & outside Canada (collect call): 514-286-7726.*
1Travel coverage outside Canada will be active if the Canadian federal government has not issued a notice to ‘Avoid all travel’ or “Avoid all non-essential travel” to the country where you wish to travel. The travel advisory notices to ‘Avoid all travel’ or ‘Avoid all non-essential travel’ remain exclusions of the IHI contract (See page 15, Exclusions and Limitations in the Medavie Blue Cross Handbook).
2For any leisure travel for more than 4 weeks and/or travel in your country of origin, you are only covered for emergencies resulting in hospitalization (must be admitted as an in-patient), up to $2,000 CAD funds per day for all services combined as specified in the Medavie Blue Cross contract. We recommend that you obtain additional travel insurance through the Quebec Medavie Blue Cross website or by phone at 514-906-4923. We urge any student considering travel, to contact Quebec Medavie Blue Cross directly before booking any travel plans to inquire about travel insurance exclusions and limitations. Please take note that Quebec Medavie Blue Cross is a separate private plan from McGill's International Health Insurance plan (IHI) and you must contact Quebec Medavie Blue Cross.
3The insured can make many trips during a given contract year, for a maximum duration of 4 consecutive weeks per trip. The insured must return to Quebec between each trip to be eligible for an additional 4 consecutive weeks of travel coverage. Please note that there is an overall maximum reimbursement of $1,000,000 per insured, per lifetime for leisure travel benefits. For complete details of Worldwide Travel Assistance and eligible expenses under the Travel Benefit, please refer to Medavie Blue Cross’s Travel Benefit brochure.
4CanAssistance is not available for students who are traveling within their Country of Origin. Providing assistance to people in their Country of Origin is outside of the industry standards; students should be familiar with the health system of their Country of Origin and should have resources/contacts to help them navigate it.
5Page 8 of the Handbook for instructions regarding hospitalization outside Quebec in Canada.